It depends on the reason for the annuity and what your goals are. Most annuities are built on the same chassis. Then they add extra features to differentiate them and target specific needs. Look for a financially strong company that has the feature you want. It is best to sit down with a good adviser who represents many companies and let him help you find the company that best suites your individual circumstances.
First you have to establish a financial profile and risk tolerance of the saver or investor. Secondly, you need to establish the planning goals. Annuities should be purchased as an ultimate income solution.
The deposits in annuities can be credited with an interest rate, an indices (domestic and/or foreign) or equities/bonds in separate sub accounts in variable annuities. Your deposits and the credited performance are tied to the value of you annuity account.
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The deposits in annuities can be credited with an interest rate, an indices (domestic and/or foreign) or equities/bonds in separate sub accounts in variable annuities. Your deposits and the credited performance are tied to the value of you annuity account.