1. 61667 POINTS
    Steve Savant
    Syndicated Financial Columnist, Host of the weekly talk show Steve Savant's Money, the Name of the Game, Scottsdale Arizona
    Tax deferred annuities have differing crediting methods: interest rate crediting, indexed crediting and separate sub account crediting and debiting, i.e. you could lose money. But in addition to crediting methods, some annuities actually credited a one year bonus at the beginning of the terms of the annuity. That bonus is generally applicable for the guaranteed income rider or vested over the contract period of the annuity.
    Answered on August 6, 2013
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