What Are Guaranteed Annuities?

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   Steve Savant

   Syndicated Financial Columnist, Host of the weekly talk show Steve Savant's Money, the Name of the Game, Scottsdale Arizona

   Assuming the question is related to guaranteed interest rate annuities, annuity companies offer guaranteed fixed interest rates for a guaranteed period. Those guaranteed periods range from 5 to 10 years. Currently, rates range from 2.75% to 3.2%. Rates can change, so always confirm the rate before buying a fixed rate annuity.

   Answered on July 27, 2013

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