1. 63333 POINTS
    Peggy Mace
    Most of the U.S.
    The annuity starting date is the date that the annuity is "annuitized", or starts making payments to the beneficiary of the annuity. Immediate annuities will have a starting date right after the purchase of the annuity. Deferred annuities will have a mandatory start date years down the road, as determined by the contract established between the annuity company and the person purchasing the annuity. However, the annuity owner can choose to annuitize at any time prior to the start date, although it is best to delay until after the surrender period.
    Answered on May 17, 2013
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