1. 0 POINTS
    David RacichPRO
    Fountain Hills, Arizona
    There are three basic crediting methods for tax deferred annuities: fixed interest rate crediting, indice crediting and separate sub account crediting. No one can time the market on any of these crediting methods, but short fixed interest rate annuities are best bought as rates are declining. Indice crediting and separate sub account methods after a market a protracted market decline. Consult your adviser before moving forward with any purchase.
      
     
    Answered on July 4, 2013
  2. 0 POINTS
    David RacichPRO
    Fountain Hills, Arizona
    There are three basic crediting methods for tax deferred annuities: fixed interest rate crediting, indice crediting and separate sub account crediting. No one can time the market on any of these crediting methods, but short fixed interest rate annuities are best bought as rates are declining. Indice crediting and separate sub account methods after a market a protracted market decline. Consult your adviser before moving forward with any purchase. 
    Answered on July 4, 2013
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