1. 15645 POINTS
    Edward HarrisPRO
    Owner, Best Health And Car Insurance Rates - Instant Online Quotes, US
    Typically, you can not drive with a suspended license and certainly not without a valid license. If you do, you risk arrest, fine or both.

    Occasionally, an exception can be made in special circumstances when a "hardship" situation exists. It may involve a sick relative or possibly a scenario where you are given limited privileges to drive to work or school.

    An SR-22 Bond is frequently utilized in circumstances where a license has been suspended, or it is a condition of reinstating the license.

    Each state is different. And in these situations, you would have to obtain car insurance coverage that equals at least the state minimum liability limit. In many states, the minimum required liability limit is $25,000 per person, $50,000 per occurrence and an additional $25,000 of property damage. However, some state have higher limits while other states have lower limits or are "no-fault" states.

    IMPORTANT: The answer to this question was provided by Edward Harris, one of the nation's premier car insurance experts with more than 34 years of experience. Harris manages several top-rated websites, including carinsurancezoom.org, which provides the lowest auto insurance rates to consumers from the largest carriers. Our clients receive unbiased service and advice at any time.
    Answered on March 19, 2015
  2. 12689 POINTS
    Ted Ratliff
    Owner, SFS Associates,
    Generally, at least in Ohio and I am sure there are similar provisions in other States, a person with a suspended licence can get auto insurance, and should probably carry it. In lieu of auto insurance you could also purchase a Financial Responsibility Bond that will protect you if you do drive. You should never drive without a valid license and if you are obeying the law then you would not have to worry about this issue. Check into your States laws on this matter or consult a local independent insurance agent.
    Answered on March 20, 2015
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