1. Mark Bartlett CLCSPRO
    Branch Owner, TWFG Insurance Services, Fremont California and the Greater Bay Area Representing Dozens of Insurance Carriers
    Yes you can file a auto claim without a police report. In fact if claim involves a collision and there is no bodily injury involved police will seldom if ever come to the scent to do a report. However if the claim involves a theft you do want to file a report to validate the claim.
    Answered on May 8, 2013
  2. David PipesPRO
    owner/agent, Rooney Pipes Insurance Agency for the Horace Mann Insurance Companies, California
    Police may not respond to an accident.  They avoid accidents in parking lots (the scene of many accidents.)  With the proliferation of smart phones, a detail evaluation of a claim can be made by submitting photos of the damage to your car, and any other cars, people or objects.  Auto theft is a crime and must be reported to the police.
    Answered on June 24, 2014
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