Can You Drive Someone Else’s Car Without Insurance?

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   David Osgood

   Agent, Rural Mutual Insurance Co., Union Grove, WI

   You could, but you typically wouldn't be driving legally and you personally would not be covered for any damages if you were involved in an accident. If you drive another persons vehicle with their permission and  without your own auto insurance you will potentially put that person at risk for higher rates in the future or other possible consequences from their auto insurance carrier if you are involved in an accident with their vehicle. Remember every policy is different. Please read your policy completely to understand the coverage provided and any exclusions that there may be or contact your local agent to have them go over the policy with you.

   Answered on October 30, 2013

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