1. 1280 POINTS
    Drew Delaney, J.D., CLCSPRO
    Commercial Lines Producer, Secure Investors Group, INC, Troy, Michigan
    It depends upon the state.  

    I can only speak to Michigan laws, and the answer is maybe.  In Michigan, if you are driving without proof of no-fault insurance, then you can receive a ticket in the amount of $200 to $500 and up to 3 points on your license. 

    The reason I say this might lead to jail time is if you have prior points on your license due to not having no fault insurance.  Getting pulled over and cited again for the same violation could land you in court and earn you some jail time depending upon the judge's ruling.  I know that is wishy-washy but there is no direct jail time associated with no insurance in Michigan.

    In summary, talk to a lawyer about it.
    Answered on August 7, 2013
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