1. Edward HarrisPRO
    Owner, Best Online Insurance Rates, US
    Comprehensive auto insurance coverage covers glass breakage (your windshield, for example). Typically, you have a much lower deductible than you have on your collision coverage. And quite often, you will not have any deductible at all.

    In those situations, the entire cost is paid by the insurance company.

    As experienced brokers, we can quickly determine the most cost-effective deductible for you and shop the major carriers so you can secure the lowest price.
    Answered on June 18, 2013
  2. Brenda Hanson
    Vice President/Agent, Best Rates Insurance Inc, Kalispell Montana
    Comprehensive coverage is for glass damage along with theft vandals and deer. usually the deductible is much lower then your collision if your agent wrote it that way. In most cases the difference between 100 deductible and a 500 deductible is only about 3.00 difference a month so having a high deductible is  not in your best interest.
    Most glass shops will waive the lower deductible.
    Answered on June 18, 2013
  3. Tom Sheehan
    Agency Owner, The Thomas G Sheehan Agency, 27 Glen Road Sandy Hook, CT 06482
    Window glass damage is covered under your Comprehensive portion, yes.  Your deductible would apply, unless you have endorsed "Full Glass Coverage" onto your policy. Some insurance companies may require, or strongly suggest that you have the work done within a specific network.  The law in CT was just recently changed, however, and now we are free to have the work done by anyone we so choose. 
    This  "Fuill Glass" endorsement only applies to window glass, and is limited specifically to glass.  Further, it does not apply to clear plastic sheeting that is comonly found in Jeeps for example.
    Answered on June 19, 2013
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