1. 37376 POINTS
    David G. Pipes, CLU®, RICP®
    Business Development Officer, T.D. McNeil Insurance Services, Fresno, California
    “Comprehensive,” in insurance talk means that your car is covered for damages it sustains in an incident other than a collision.  There is some specific coverage also included under comprehensive like animal strikes.  Since insurance follows a car, if you are a licensed driver and have permission from the owner, you can operate any car and that car’s insurance coverage will apply.
    Answered on August 4, 2014
  2. 21750 POINTS
    Jim Winkler
    CEO/Owner, Winkler Financial Group, Houston, Texas
    That is a great question! As long as you have a valid drivers license, and permission, you are able to drive any car that is insured by its owner. The word "comprehensive" only means that the insurance company will pay non-collision caused damage also. Things like rocks through the windshield, or someone keying your car, for example. I hope that clears it up for you, thanks for asking!
    Answered on August 5, 2014
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