1. 455 POINTS
    Todd Officer
    President, Officer Insurance, Nashville, TN
    It all depends on the carrier and in some cases the state you live in, but generally speaking - Yes - your credit worthyness can impact your auto insurance rates.  With carriers who use credit scoring as part of their underwriting process, those with better credit get better rates.

    Speak with your local independant agent to get a more specific explanation of the use of credit scoring in your area and with the carriers they represent.
    Answered on May 3, 2013
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