Does Getting Car Insurance Quotes Lower Credit Score?

  1. 2210 POINTS
    Brenda Hanson
    Vice President/Agent, Best Rates Insurance Inc, Kalispell Montana
    It will show on your credit report that there was insurance inquiries but it should not affect your credit score. Credit scores and insurance scoring are two separate things. Even though Insurance rates are based off of your credit history which they use that as a rating factor based on your payment history among other things. The credit scoring is not affected by the insurance company reviewing your credit. 
    Answered on June 25, 2013
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