My friend has full coverage i have liability. She wrecked my car but it was the other drivers fault. I was not with her when she wrecked it. What happens now?

  1. Mark Bartlett CLCSPRO
    Branch Owner, TWFG Insurance Services, Fremont California and the Greater Bay Area Representing Dozens of Insurance Carriers
    The claim will be investigated and fault will be determined. If it was the other parties fault then if all goes well the other parties insurance will pay for the damages. If not then plan B is since you do not have physical damage coverage on your own policy which would normally pay for damages then next in line would be your friends policy which should cover the damages. Of course all of this depends on if there are any exclusions in the policies.
    Answered on December 11, 2013
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