1. 16470 POINTS
    David Osgood
    Agent, Rural Mutual Insurance Co., Union Grove, WI
    You can normally make your auto insurance premium go down by combining coverages with one company, decreasing your coverage levels, or removing coverages. Combining your coverage with one company if possible is the best way to lower your premium as most off multi-policy discounts. This really is a coversation best held with your local agent. They can best direct you on the reprocusions of doing any the things mentioned.
    Answered on April 29, 2013
  2. 10 POINTS
    Tom Firestine
    Managing Principal, Calculated Risk Advisors, LLC, Chicago, IL
    Lowering coverage limits, raising deductible, dropping full coverage and shopping around are the traditional things you can do immediately to lower your premium. Cleaning up your driving record or buying a safer car are longer term fixes. A new option are the driving tracking devices like "Snapshot" from Progressive that monitor your driving habits and potentially offer you savings if you drive safely.
    Answered on April 30, 2013
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