This one's pretty simple if you have a good agent with a well trained staff. Simply call them up and tell them you're replacing a car. To make sure they have everything they need have this information:
Year, make and model of new car
Full 17 digit VIN
When you got your new car
When you got rid of your old car
Talk about the coverage you want: Comp & Collision? Deductibles
Anything special added to the car
If it's financed or leased, they'll need to know the name, address, and loan or lease number of the finance or leasing company
How you'd like to receive your certificate of insurance
Also at this time, it might be a good idea to ask what the premiums will be so you can budget for it. If you haven't sold your old car yet, don't take the coverage off it. This is important. If you let someone test drive your car and they get in an accident or hurt someone, you want to be sure your covered. The premium you'll pay for that short period of time is worth it.
Agency Owner, The Thomas G Sheehan Agency, 27 Glen Road Sandy Hook, CT 06482
Talk to your Insurance Professional when you are in the process of shopping for a new car. They will be able to give you an idea as to the difference in premium for the new vehicle so you are not surprised. When you have made your decision, provide them with the Year, Make Model and Vehicle Identification number for the new car along with any lien or lease information. They will be able to process the transfer of coverage from your old car to the new one and provide your dealership with all the necessary documentation to enable them to finish your deal and transfer the registration as well to the new car.
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Year, make and model of new car
Full 17 digit VIN
When you got your new car
When you got rid of your old car
Talk about the coverage you want: Comp & Collision? Deductibles
Anything special added to the car
If it's financed or leased, they'll need to know the name, address, and loan or lease number of the finance or leasing company
How you'd like to receive your certificate of insurance
Also at this time, it might be a good idea to ask what the premiums will be so you can budget for it. If you haven't sold your old car yet, don't take the coverage off it. This is important. If you let someone test drive your car and they get in an accident or hurt someone, you want to be sure your covered. The premium you'll pay for that short period of time is worth it.