How Long Can Children Stay On Auto Insurance?

  1. 1615 POINTS
    Ryan Andrew
    President, The Andrew Agency, Richmond, VA
    Children can stay on your car insurance as long as they live with you and the car is titled in your name. When your son or daughter moves out or they purchase a vehicle titled in their name they would need to get their own insurance policy. Their are pros and cons for children having their own insurance policy so check with your agent to see which option is better for you.
    Answered on August 8, 2013
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  2. 37376 POINTS
    David G. Pipes, CLU®, RICP®
    Business Development Officer, T.D. McNeil Insurance Services, Fresno, California
    The answer depends upon your state.  In California there isn’t any age requirement.  The key issue in California is, “who is in the household.”  If there are older adults living in the household they not only can but must be listed on the policy or excluded by endorsement.
    Answered on June 10, 2014
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