How Long Does Auto Insurance Have To Pay A Claim?

  1. 7647 POINTS
    Mark Bartlett CLCS
    Branch Owner, TWFG Insurance Services, Fremont California and the Greater Bay Area Representing Dozens of Insurance Carriers
    While all  insurance companies strive to pay in a timely manner there are several factors that can drag out payment. First would be determining liability or who is at fault. If both insurance companies are defending their own insured this may delay paying out to the other party although your own insurance company should pay out minus your deductible for physical damage regardless of fault if you carry physical damage coverage for your own vehicle  If the issue is bodily injury payouts can me much slower if the injured party does not wish to settle. This can drag out payments for medical bills and future medical related issues for  some time. I have seen these go for years unfortunately.
    Answered on May 4, 2013
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