1. 910 POINTS
    Ken Boncela
    Ageny Owner, Farmers Insurance, Ken Boncela Insurance & Financial Services, Oswego, lllinois
    It typically takes only a few minutes for an auto insurance quote. You will be questioned on the drivers and vehicles in the household and your coverage needs and wants. For verified rates drivers license numbers are needed, and in many states for many insurance companies, the social security number for the head of household as well.
    Answered on April 18, 2013
  2. 2210 POINTS
    Brenda Hanson
    Vice President/Agent, Best Rates Insurance Inc, Kalispell Montana
    The average is 15 minutes that is with running all the divers in the household and vin verifications and comparing with many carriers. a Local independent who can compare rates with many carriers it may take a bit longer but the national average is 15 minutes. Our agency makes sure to take the time to  explain all your coverage's and listen to your wants and needs rather then just running a number in front of your face and telling you this is what the rate is and no listen to what you want for coverage. many agencies have what is called a comparative rater and they can show what the rate is with all the carriers that they have available.
    Answered on May 23, 2013
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