How Long Will An Insurance Company Provide A Rental Car?

  1. 21750 POINTS
    Jim Winkler
    CEO/Owner, Winkler Financial Group, Houston, Texas
    That is a great question! The answer will depend upon your company, and the policy restrictions. It may cover for a specified number of days, it may cover until the repairs to your vehicle are completed. A couple of years ago my car was hit, and the driver at faults insurance covered my rental car. After a week, they notified me that they were no longer going to cover the rental car, and it would be my expense. My car wasn't finished, and the insurance company had not been in a hurry to see it get finished. After discussing the situation with them, they agreed to pay until my car was completed. They weren't happy, but were liable. If you would like some details on that discussion, contact me, and I'll share them with you. Thanks for asking!
    Answered on May 8, 2014
    flag this answer
  2. 14231 POINTS
    Tom Sheehan
    Agency Owner, The Thomas G Sheehan Agency, 27 Glen Road Sandy Hook, CT 06482
    That can vary depending on the terms and conditions of your policy, so be sure to discuss this with your Insurance Professional and before you need it, not after.   In most cases, a policy will include coverage for a specific daily dollar amount, say $30.00 a day and up to a maximum dollar amount or number of days.  Keep in mint that maximum is a policy maximum, not the guaranteed maximum for your loss.  If you have that coverage, your claim professional will work with your repair shop in order to conclude how long you may need the rental car based upon parts availability and the shop's work schedule.  If the shop can get the work done and your car returned to you in 5 days that will be the length of time approved by your claims professional.  If some un foreseen event changes that plan, your claims professional can modify the benefit payment schedule. But remember, once the work is done and your car is ready to be picked up, if you choose to hang onto the rental, the daily charges moving forward will be your responsibility.
    Answered on May 8, 2014
    flag this answer
    3. Did you find these answers helpful?
    Yes
    No
    Go!

Add Your Answer To This Question

You must be logged in to add your answer.


<< Previous Question
Questions Home
Next Question >>