How Much Auto Insurance Coverage Do I Need?

  1. 16470 POINTS
    David Osgood
    Agent, Rural Mutual Insurance Co., Union Grove, WI
    The simpliest answer is as much as you can afford. Typically I recommend no less than 100/300 coverage to any new client that I speak with. A good in-expensive way to increase your coverages is to purchase an umbrella policy if you currently have your auto and rentes/homeowners insurance with the same carrier. Contact your local agent to discuss your coverage needs and the cost of the policies to fill those needs.
    Answered on July 7, 2013
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