Like other States, Florida auto insurance pricing depends on many factors, including coverage limits...which is a major item to consider. Too many people buy minimum or low limits of liability coverage which really covers a policyholder for very little, in the event of an even a two-car at-fault accident. In the first year of driving, for a new driver...aged sixteen or seventeen, you will find that statistically, they will be involved in an at-fault accident. Though cost is obviously a huge factor in many families, the exposure warrants a hard look of consideration for purchasing relatively high limits of liability insurance.
Call several independent agencies in your area for more specifics and some pricing quotes at different coverage limit levels. They will help you decide. Keep in mind your exposure. If someone gets seriously hurt as a result of an at-fault accident, should the insurance limits of liability be exceeded, you could be paying out-of-pocket for the rest of loss. It has ruined people financially.
Answered on October 11, 2013
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Like other States, Florida auto insurance pricing depends on many factors, including coverage limits...which is a major item to consider. Too many people buy minimum or low limits of liability coverage which really covers a policyholder for very little, in the event of an even a two-car at-fault accident. In the first year of driving, for a new driver...aged sixteen or seventeen, you will find that statistically, they will be involved in an at-fault accident. Though cost is obviously a huge factor in many families, the exposure warrants a hard look of consideration for purchasing relatively high limits of liability insurance.
Call several independent agencies in your area for more specifics and some pricing quotes at different coverage limit levels. They will help you decide. Keep in mind your exposure. If someone gets seriously hurt as a result of an at-fault accident, should the insurance limits of liability be exceeded, you could be paying out-of-pocket for the rest of loss. It has ruined people financially.
Answered on October 11, 2013
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