1. 37376 POINTS
    David G. Pipes, CLU®, RICP®
    Business Development Officer, T.D. McNeil Insurance Services, Fresno, California
    There are two major determinants for the price of car insurance.  The year, make and model of the automobile is one matter.  The drivers and the extent to which the vehicle is to be used is the second.  There is a third determinant in the pricing and that is to what extent you want the company to assist in the event of an accident.  Put those together and you have the premium.
    Answered on March 13, 2014
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