1. Mark Bartlett CLCSPRO
    Branch Owner, TWFG Insurance Services, Fremont California and the Greater Bay Area Representing Dozens of Insurance Carriers
    Full coverage is always a dangerous term. Most people consider full coverage as having comprehensive a collision coverage's on their vehicle. However this would leave out medical, rental reimbursement, towing and possible more options. With that said the coverage is not actually full. With this question being a blanket question it is actually impossible to answer without a series of questions being asked first such as location, age of operator, marital status, driving history and driving record not to mention type of car. I highly suggest you contact a local agent who can quote you multiple companies to find you the best coverage's and rates to fit your needs.
    Answered on August 29, 2013
  2. Robert Attala LUTCF, PFPPRO
    Agency Owner, A1 Insurance LLC, Arizona, California Agency
    Good Question There are some factors that insurance companies look at to figure the rate.

    your age
    the car you drive
    your driving record
    how many year you been driving
    accident record or tickets
    if you are married or single
    your education level
    Plan on paying about $90-$200 a month in CA that is the average rate in that state.
    Answered on August 27, 2013
  3. 395 POINTS
    Dmitriy Glazer
    How much is to buy a house in California? This question can't be answered, unless more details are provided.
    In general, the full coverage cost depends on:


    Driver age
    Driver gender
    Driver marital status
    Driving record for the past 3 years
    Vehicle garaging zip code
    Vehicle use: pleasure / work-school commute
    Vehicle year/make/model
    Are there any other drivers in household?
    Any other line of insurance with the same carrier (HO, Condo, Renters, Life, etc)
    Coverage limits
    Deductible

    The lowest full coverage policy I've seen in California was $400/yr.
    Answered on November 7, 2013
  4. 180 POINTS
    Casey Nguyen
    Owner/Agent, Casey Nguyen Insurance Agency, Inc.,
    I agreed with all the answers above.  "Full coverage" is a very vague term.  It depends on individuals and what they need to protect.  The same "full coverage" for me might not be enough to cover you and vice versa if we have different assets to protect.  The best way is to speak to an agent so that s/he can help you what you need to protect and suggest the appropriate coverage level that will meet your needs as well as your budget.
    Answered on March 6, 2014

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