1. 15645 POINTS
    Edward HarrisPRO
    Owner, Best Health And Car Insurance Rates - Instant Online Quotes, US
    How do you get the best auto insurance rate? Of course, driving safely, buying "insurance-friendly" vehicles and maintaining good credit helps.

    But shopping for the best prices is a big factor. It's extremely important to allow an experienced broker(with the help of their respected website) do the shopping for you. The combination of human and online comparison shopping ensures that you'll find the lowest rates from the top-rated carriers.
    Answered on June 11, 2013
  2. 2210 POINTS
    Brenda Hanson
    Vice President/Agent, Best Rates Insurance Inc, Kalispell Montana
    Contacting a local independent agent can compare rates with many carriers for you and make sure that you assets are protected. When shopping online only the person on the other end may or may not know enough about the area that you live in and the risk in the area and may not be able to quote with as many carriers.

    Best rates for insurance doesn't always mean the best coverage also service in very important. If you don't mind calling an 800 number and always speaking to someone different or only access your policy on line then that is great but when you have a claim is that what your looking for then great. The other option is a local which helps your community and many agents like our agency we personally answer the phone 24/7 and you can access your policy online.

    What it really boils down to is what is best for you. If your comfortable and knowledgeable about insurance online only may be the way to go. But if your not sure of thing then a Local agent would be more helpful they all should be only a few dollars different between putting a face to a real person or a online company only the choice is yours to make  
    Answered on June 11, 2013
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