My Neighbor And I Have The Same Auto Insurance Policy. Why Is He Paying So Much Less?

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   Dave Lin

   Principal, Linwood Forest Insurance Group, Pennsylvania

   By same auto insurance, I assumed all the coverage are the same aside from being the same company?  Eg. liability limits, UM/UIM, PD, PIP.  With everything being the same, the other factors can still be a variety of items.  Your driving and claims history.  Your marital status, credit score, education level, type of cars, rental or homeowner, occupation and on it goes.

   Answered on June 19, 2013

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