1. 1615 POINTS
    Ryan Andrew
    President, The Andrew Agency, Richmond, VA
    Insurance companies do not rate based on groups. Several rating factors are used to determine a rate including credit, claim history, driving history, type of vehicle, age, number of policies with the same insurance company and more. Teenage drivers typically pay the highest car insurance premiums but so do drivers with poor credit and bad driving record.
    Answered on June 19, 2013
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