1. 2210 POINTS
    Brenda Hanson
    Vice President/Agent, Best Rates Insurance Inc, Kalispell Montana
    Bodily injury covers the medical bills for someone that you injured in an accident. That is what comes with your auto policy. A reputable agent should of explained this coverage to you . You need to make sure that your limits are matching the state requirements or higher. If you have to low of limits and you are involved in  and accident and have lots of assets you are putting your assets at risk. If the limits on your policy are to low and your accident has paid all of your limits then you can be sued for the difference in the medical bills that your insurance company didn't pay.Please talk to an agent and make sure that you are protected.
    Answered on June 21, 2013
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