What Job Is Cheapest For Car Insurance?
37376 POINTSview profileDavid G. Pipes, CLU®, RICP®Business Development Officer, T.D. McNeil Insurance Services, Fresno, CaliforniaIn California occupation is not a rating criterion. The cheapest Auto policy is one that a company issues for you on your car. This is particularly true if the policy is in force on the day you have an accident. This is even truer if the limits of the policy are adequate to take care of every aspect of the claim. Anything else is too expensive; you can buy low limits, save a small amount and be a huge looser when you have an accident.Answered on May 7, 2014flag this answer
21750 POINTSview profileJim WinklerCEO/Owner, Winkler Financial Group, Houston, TexasGreat question! Unless you are using the car for a business purpose, there usually isn't a reason for the rate to be different one way or the other. If you are using the car for business, then you really want to have it insured as a business vehicle, because if you are involved in an accident and the adjuster finds that you had been using it in a company capacity, your family coverage may not be accepted. I know of several cases where the magnetic advertisement on the car caused the claim to be denied. Thanks for asking!Answered on May 7, 2014flag this answer
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