1. 14231 POINTS
    Tom Sheehan
    Agency Owner, The Thomas G Sheehan Agency, 27 Glen Road Sandy Hook, CT 06482
    If your car is damaged as a result of a hit and run caused by another party, then the Collision coverage provided in your auto policy will be used to pay for the damage repair.  Unfortunately, the settlement from your insurance company will be subject to your deductible.
    Answered on December 27, 2013
  2. 37376 POINTS
    David G. Pipes, CLU®, RICP®
    Business Development Officer, T.D. McNeil Insurance Services, Fresno, California
    Most people expect coverage for damage caused by an unknown vehicle to be in their uninsured or underinsured motorist coverage, however, that is not the case. If the source of the damage cannot be identified, it will be covered as a collision claim subject to the deductible in the policy.
    Answered on December 29, 2014
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