1. 12689 POINTS
    Ted Ratliff
    Owner, SFS Associates,
    You can change auto insurance anytime.  If you change policies before your policy renews you will get back any unearned premium in most cases.  Some companies short rate, meaning they may not give back all of your money, but this is not common anymore, at least with the companies I am familiar with.
    Answered on May 10, 2013
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