1. 15645 POINTS
    Edward HarrisPRO
    Owner, Best Health And Car Insurance Rates - Instant Online Quotes, US
    Typically, car insurance rates for males reduces once you have either 1,3 or 5 years of driving experience. At ages 21, 25 and 30, you may see additional reductions.

    Of course, each carrier has different underwriting guidelines. Getting married will reduce your rates, although be prepared for some huge Target and Kohls bills that will wipe out your savings. Believe me...I know!
    Answered on June 11, 2013
  2. 2210 POINTS
    Brenda Hanson
    Vice President/Agent, Best Rates Insurance Inc, Kalispell Montana
    Depending on what state you live in Montana there is no rate difference for males or females. Also your driving history and prior insurance plays a role in rates, many cases the average here in Montana drops after the age of 25 no matter what sex you are. If you have had no tickets in 3 years or accidents in 5 years the rate should lower. a Reputable agent will requite your renewal to see if there is another carrier with a better rate available.
    Answered on June 11, 2013
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