1. 14231 POINTS
    Tom Sheehan
    Agency Owner, The Thomas G Sheehan Agency, 27 Glen Road Sandy Hook, CT 06482
    Car insurance rates reflect the risk that an insurance company determines and then prices accordingly. These rates certainly reflect a company's over all experience in your state as well as factors personal to you that are applied. If you are paying a higher premium due to loss history, your driving record or credit score, each of those factors can be changed to your favor and the result will be lower premiums.
    Answered on September 12, 2014
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