1. 0 POINTS
    David RacichPRO
    Fountain Hills, Arizona
    Reputable insurance companies pay legitimate claims on critical illness. It’s an important part of your medical coverage, especially if your family has a predisposition to disease and chronic hospitalization. When you’re young and healthy, critical illness is affordable. If you have this type of family health history, you should investigate critical illness insurance. 
    Answered on June 29, 2013
  2. 63333 POINTS
    Peggy Mace
    Most of the U.S.
    Critical Illness Insurance does work, as long as the illness is included in the policy provisions, and of the type/severity that warrants payment per policy provisions. It pays a lump sum to the insured person when they are diagnosed with that particular health condition. Sometimes there is a stipulation that the insured person must survive a minimum number of days after diagnosis in order to receive the payment.
    Answered on September 1, 2013
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