1. 3998 POINTS
    Matt Benore
    Founder, DenverWest Insurance Professionals, Inc.,
    Simple Answer:  NOT ENOUGH in the US.
    Critical Illness (CI) was first created by a Heart Surgeon in South Africa.  The reason as he put it was "I can heal people medically but the financial stress is killing them".  CI provides a lump sum of money upon first diagnosis of a covered Critical Illness such as heart attack, stroke, cancer and up to 21 or so other conditions.

    In the United States, Critical Illness has only been introduced about 8 years ago and now is finally picking up steam with the agents & brokers who can sell this product.  The U.S. has to catch up a bit with the rest of the world but I have faith it will in the next few short years.
    Answered on December 24, 2013
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