1. 12689 POINTS
    Ted Ratliff
    Owner, SFS Associates,
    Given the statistics it is not a bad idea.  Even if you have health insurance, the out of pocket costs of uncovered items, loss of income, cost of care and other expenses can be devastating.  A cancer policy will help cover those costs.  I used to work with an individual who had cancer.  She forced herself to come to work every day even though she was extremely ill from the chemo and radiation.  She didn't have a choice, she needed the money to pay for her treatment and living expenses, even though she had insurance.  I highly recommend it.
    Answered on May 10, 2013
  2. 1554 POINTS
    Marcy Tooker
    Life & Health Insurance Agent, The Tooker Agency, Riverhead NY
    A cancer insurance policy can be a good addition to your insurance portfolio. Even though it is inexpensive, you should have proper health, life and disability insurance before you consider a cancer insurance policy.

    Cancer treatment usually brings unanticipated expenses. Even if you have excellent health insurance coverage, there are many ancillary costs not covered by other insurance. Treatment usually involves a lot of driving back and forth to doctors, hospitals and radiology centers, significantly increasing auto and transportation expenses. A family member may lose time at work to be a caregiver. A slew of little expenses that add up to a significant burden for many cancer survivors.

    If you or a family member are ever diagnosed with cancer you will be thankful you bought the policy.
    Answered on April 13, 2015
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