1. 63333 POINTS
    Peggy MacePRO
    Most of the U.S.
    PPI (Payment Protection Insurance) is an insurance policy offered in England, Wales, Scotland and Northern Ireland that will make your payments for your large loan or mortgage if you became unable to work due to illness, accident, disability or job loss. It may have a death benefit that will pay off your large loan or mortgage if you die.

    Critical Illness Insurance will pay you a lump sum upon being diagnosed with some serious illnesses or health conditions. You are then able to use that money to pay for bills, health care, or however you wish.
    Answered on June 30, 2013
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