Where Should I Buy Critical Illness Insurance In California?

  1. 61667 POINTS
    Steve Savant
    Syndicated Financial Columnist, Host of the weekly talk show Steve Savant's Money, the Name of the Game, Scottsdale Arizona
    Critical illness insurance provides a tax-free ‘lump sum’ payment if you’re diagnosed with a illness covered by your insurance policy. It can pay your mortgage, debts, or home retrofit to accommodate your medical condition. You should be able to go online to a brokerage firm that offers several critical illness policies to select the one that is right for you.
    Answered on September 15, 2013
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  2. 63333 POINTS
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    Peggy Mace
    Most of the U.S.
    To buy critical illness insurance in California, visit a health insurance website to see if they offer it. Some life insurance agencies also carry critical illness insurance. Be sure to read carefully the conditions covered, what is excluded, and how much is paid in the event you are diagnosed with that illness, and compare features with a couple of policies to get your best one.
    Answered on September 15, 2013
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  3. 2180 POINTS
    Kelly Moser
    Social Media Strategist, Disability Insurance Services, California
    If purchasing critical illness insurance in California, I would recommend Assurity or Mutual of Omaha.  Both carriers offer great plans that cover a wide range of illnesses.  You could also check out Lloyds of London, but that's probably only your best option if you have significant health history.
    Answered on November 25, 2013
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