Doctor Christiaan Barnard was the first cardiac surgeon to perform a successful human to human heart transplant. His brother, Marius Barnard, also a cardiac surgeon in South Africa, also assisted with the transplant. Dr. Marius Barnard is the one who created critical illness insurance while in practice in South Africa.
Dr. Barnard, who created the idea of Critical Illness insurance was concerned as he could heal people medically however the financial stress that people were under while they were at home, not working while they heal was sending them back with more health issues.
He wanted an insurance that would pay people upon first diagnosis of a covered illness such as heart attack, stoke, cancer and more (now upward to 20+ conditions covered) monies (up to $500k) so their financial future was covered.
Licensed Life Agent, Life and Finance/ 50 States, New York
Dr. Markus Barnyard was the creator of the. critical illness policy in South Africa, 1983. He seen the need for this policy for patients who were stricken by cancer, heart attack, kidney failure, stroke, and other illnesses. When someone is stricken there is a financial obligation to fulfill at home and in the hospital. This policy will assist. with living expense at home and help to pay hospital bills.
1 in 4 people will be diagnosed with these illnesses, and that would create a financial burden. Payments are cash lump sum and tax free. From 20,000 up to 1,000,000 depending on company and policy.
Mark Taylor
Licensed Agent
All Forms of Life, Health, and Accident Coverage
347-650-9967
President | Founder, CLM Insurance Group, Delray Beach, FL
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He wanted an insurance that would pay people upon first diagnosis of a covered illness such as heart attack, stoke, cancer and more (now upward to 20+ conditions covered) monies (up to $500k) so their financial future was covered.
1 in 4 people will be diagnosed with these illnesses, and that would create a financial burden. Payments are cash lump sum and tax free. From 20,000 up to 1,000,000 depending on company and policy.
Mark Taylor
Licensed Agent
All Forms of Life, Health, and Accident Coverage
347-650-9967
CLM Insurance Group