Can A Stay At Home Mom Get Disability Insurance?

  1. 63333 POINTS
    Contact Me
    Peggy MacePRO
    Most of the U.S.
    Unfortunately, a stay at home mom cannot get Disability insurance. Disability insurance is strictly meant to replace income that is lost due to a disability caused by illness or injury. For those who do not earn a monetary income, there is no income to replace, and regretfully, no opportunity to purchase Disability coverage.
    Answered on May 22, 2013
    +0
    1 Thumb up 0
    +1 this answer
    flag this answer
  2. 2180 POINTS
    Kelly Moser
    Social Media Strategist, Disability Insurance Services, California
    As Peggy said, a stay at home mom cannot purchase DI.  Most companies require that a person be working 30 hours per week in order to qualify for DI.  However, you can purchase critical illness insurance which would pay out a lump sum benefit upon the diagnosis of an illness.  It can be used at the insured's discretion (bills, mortgage, groceries, etc.)
    Answered on September 25, 2013
    flag this answer
    3. Did you find these answers helpful?
    Yes
    No
    Go!

Add Your Answer To This Question

You must be logged in to add your answer.


<< Previous Question
Questions Home
Next Question >>