Can Someone On Disability Get Life Insurance?
12689 POINTSview profileTed RatliffOwner, SFS Associates,Yes you can get life insurance, you just will not be able to get the disability waiver of premium rider. The type of policy, premium, and face amount might depend on the reason for your disability. You could get anywhere from Standard or even Preferred Rates to having to go with a higher premium Guaranteed Issue policyAnswered on June 11, 2013flag this answer
0 POINTSContact Meview profileDavid RacichPROFountain Hills, ArizonaDisability insurance is based on morbidity events. If the morbidity event doesn’t have inherent mortality debits or negative implications, then life insurance, a mortality product can still secured all other things being equal. That means a disability caused by an injury that has recovery prospects has a better opportunity than a disability caused by a disease that is ongoing as an example.Answered on June 11, 2013+01+1 this answer
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