1. 63271 POINTS
    Peggy MacePRO
    President and Senior Agent, Outlook Life, Most of the U.S.
    No, AARP does not offer short term disability insurance, nor does it offer long term disability insurance. The best place to get short term disability insurance is through your employer, if your workplace offers it. Otherwise, there are a couple of companies that sell it to private individuals. Please contact me if you would like personal assistance.
    Answered on March 18, 2015
  2. 15433 POINTS
    Jason GoldenzweigPRO
    Co-Founder, TermInsuranceBrokers.com, Goldenzweig Financial Group, Las Vegas, Nevada
    AARP does not offer any type of insurance - they are only a marketing organization. If you're looking for short-term disability coverage, it can be secured in one of two ways:

    1) your employer (if they offer short-term disability insurance)
    2) an individual policy purchased through an insurance company

    If your employer offers it, it would likely be issued on a guaranteed-issue basis and not require any medical underwriting (assuming several factors such as size of group, etc.).

    If you're going to secure it through an insurance company, you will want to consult with an independent agent who has a strong background in disability insurance and can compare multiple companies for your.

    As disability insurance is a much more customizable type of coverage than other lines of insurance, it's important to look at the details of available policies closely (e.g. what the requirements are that need to be met for a claim to be approved, the definition of disability under the policy, etc.). Not all short-term policies are the same so it's important to look at the programs beyond just the price.

    If you'd like help with securing coverage, please send me a message via the contact me button next to my name and include your name and number. There is an agent in my group with an extensive knowledge of disability programs I can put you in touch with.

    I hope the information is helpful - please let me know if you have any other questions. Thanks very much.
    Answered on March 18, 2015
  3. 1976 POINTS
    Ronald HinchPRO
    Regional Marketing Director, Capital Choice Financial Group,
    AARP does not offer any type of insurance since it is only a marketing company. But, specifically, AARP does not have a contract with any disability carrier. The best thing to do in any case is to not depend on referrals from AARP for any insurance product and go directly to an independent insurance agent. I will say though that when buying life insurance term protection is the best to buy in most all cases and the independent agent that you choose must agree to this up front.
    Answered on June 3, 2016
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