Does Short Term Disability Insurance Cover Maternity?

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   Peggy Mace

   Most of the U.S.

   Short term disability insurance purchased on an individual basis (not as a group policy) does not cover time off from work due to normal maternity or childbirth. If there are complications in the pregnancy, during childbirth, or postpartum, a private short term disability might qualify you to collect a benefit.

   Answered on June 10, 2013

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