What Age Does Disability Insurance End?

  1. 11783 POINTS
    Contact Me
    Larry GilmorePRO
    Agent Owner, Gilmore Insurance Services, Marysville, Washington State
    What age does disability coverage end? It will depend on the contract. Disability policies can vary from  ending at 65 up to age 75 depending on the carrier and what their contact states for an end date. Some plans reduce benefit or length of payout past age 65. Depending on the company you choose your payout could go anywhere from 2 years to lifetime.
    Answered on May 19, 2013
    +0
    1 Thumb up 0
    +1 this answer
    flag this answer
  2. 2180 POINTS
    Kelly Moser
    Social Media Strategist, Disability Insurance Services, California
    The best disability insurance policies will have a benefit period to age 65 or 67.  Some carriers like Lloyds of London will go even higher.  If there is significant health history, or if the insured wants a cheaper policy, then the benefit period can be 2, 5 or even 10 years.  Keep in mind that if you have a 5 year benefit period, but you become disabled at age 65, your policy won't actually pay for five more years.  Depending on your policy, it will only pay until age 65 or 67--not until age 70. 
    Answered on November 25, 2013
    flag this answer
    3. Did you find these answers helpful?
    Yes
    No
    Go!

Add Your Answer To This Question

You must be logged in to add your answer.


<< Previous Question
Questions Home
Next Question >>