1. 61667 POINTS
    Steve Savant
    Syndicated Financial Columnist, Host of the weekly talk show Steve Savant's Money, the Name of the Game, Scottsdale Arizona
    The benefits of having disability insurance during times of prolonged sickness or injury can be significant, especially if you're like most Americans who have 90 days in case reserves. The benefits of disability is the tax free income it generates to keep your bills paid and allow you to live close to your lifestyle while disabled.
    Answered on August 3, 2013
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