What Is A Good Price For Disability Insurance?

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   Peggy Mace

   Most of the U.S.

   There is a rule of thumb that a good price to pay for disability insurance is 1-3% of their annual income for men, and 2-4% of their annual income for women. If you have poor health or are in a high risk occupation, you may pay more, but your chances of becoming disabled are also higher. Also, your price will depend on whether you are supplementing a group policy, or providing your entire coverage on your own. You can contact a broker such as myself or others on this website to compare costs for your particular situation.

   Answered on November 11, 2014

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