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    David RacichPRO
    Fountain Hills, Arizona
    The first consideration is your health condition to qualify for disability insurance. The next step is to establish earned income. The third is determining the benefit limit for your compensation. Once you are  pre-qualified in health, earnings and compensation cap, you should select which tax strategy you qualify for: you can insure up to 60% of your compensation tax free with nondeductible premiums or insure up to 80% of your compensation taxable with deductible premiums through a business benefit arrangement. 
     
    Answered on June 3, 2013
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