1. 2180 POINTS
    Kelly Moser
    Social Media Strategist, Disability Insurance Services, California
    It truly depends on your occupation and your medical history.  For high risk jobs, a sub-standard carry like Lloyds of London or Fidelity offers great products.  If you're a physician, Standard, Principal or MetLife can offer very competitive rates. If you're considering purchasing DI, ask your agent to shop around and provide you with multiple quotes.  Remember, just because it's the cheapest, doesn't mean it's the best! 
    Answered on September 25, 2013
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