When Should I Get Disability Insurance?

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   David RacichPRO

   Fountain Hills, Arizona

   You should secure disability coverage as soon as you begin working full time. Disability insurance is paycheck protection. Most Americans have 90 days in cash reserves, so a disability could be financially devastating. The odds of experiencing a disability event are much higher than death, so it’s an important part of defensive planning.
    

   Answered on July 16, 2013

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