Who Can Buy Disability Insurance?

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    Peggy Mace
    Most of the U.S.
    In order to buy Disability Insurance, the applicant must have an income, and must be eligible for coverage due to having risk than the company is willing to take on. If the applicant is in an extremely dangerous job, has poor health, has had problems with addiction, or other risks, the policy could be declined or have amendments to limit coverage. There are also policies designed for high risk individuals with graded benefits.
    Answered on July 26, 2013
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